Thanks to Femi Folorunsho for the detailed breakdown in this video: https://web.facebook.com/share/v/19HhmeaiWk

So, a forged bank statement is the real engine behind this "Proof of Funds" power. Just like financial institutions do, embassies should start independently verifying all bank statements themselves using platforms like mybankstatement.net.

In this scenario, all parties are guilty without exception. It is completely laughable that one thief is trying to take the other to court.

• Stella (the client https://www.instagram.com/stezmall_unisex): Guilty for willingly being an accomplice and providing documentation for forgery. She was supposed to receive actual funds in her account, but she never did—and she was perfectly fine with that as long as it guaranteed her visa approval.

• Olanipekun Kayode Paul (CEO of My Admission Link https://myadmissionlink.com/): Guilty for allowing this nonsense to go on under his watch in his own company.

• Bolanle (My Admission Link staff): Guilty for coordinating the fraud between the customer and the loan shark.

• Onome (the loan shark): Guilty for cooking up a fraudulent bank statement scheme instead of actually loaning out real money.

Sadly, the way Nigeria is currently positioned, this episode will likely only give more publicity and social media following to both parties, enabling them to advertise and pull in customers for whatever services they provide.